Free · No Sign-up · Updated 2026

Financial Tools
that actually explain the math

Calculators and comparison tools for every money decision. Built for Americans, free forever.

25 tools · No ads · No data collected

Calculators 20 tools
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Mortgage Calculator
Monthly payment, total interest & amortization schedule
 🌱
Roth IRA
See your tax-free retirement balance & Roth vs Traditional comparison
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401(k) Calculator
Project your retirement balance with employer match
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Compound Interest
See how your investment grows with regular contributions
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Student Loan Payoff
Monthly payment, interest saved & payoff date
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Loan Repayment
Monthly payment, total interest & payoff date
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Personal Loan
Monthly payment, true APR cost & term comparison
 🚗
Car Loan
Monthly payment, total interest & true cost of ownership
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Savings Goal
How much do you need to save each month?
 🔑
Rent vs Buy
True cost comparison with break-even analysis
 ⚡
Debt Payoff
Avalanche vs snowball — which saves more interest?
 🛡️
Emergency Fund
How many months of expenses should you save?
 📊
50/30/20 Budget
Split your income into needs, wants & savings
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Tax Bracket
Your marginal rate, effective rate & total tax owed
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Inflation Calculator
How much purchasing power has your money lost?
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Savings Rate
What % of your income are you actually saving?
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Net Worth
Assets minus liabilities — your real financial picture
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Social Security
See your benefit at 62, Full Retirement Age & 70
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Paycheck Calculator
Take-home pay after federal, state tax & FICA deductions
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FIRE Calculator
Your Financial Independence number and years to early retirement
Compare & Rates 5 tools
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Best HYSA Rates
Top high-yield savings accounts — updated regularly
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Best CD Rates
Compare 6-month, 1-year, 2-year & 5-year CDs
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Best Checking Accounts
No-fee checking accounts with no minimums
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ETF Comparison
Compare ETFs by return, expense ratio & net performance
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Send Money Abroad
Wise vs banks vs fintech — real fee breakdown